Theft / Vandalism

Break-ins and vandalism can leave behind stolen property and costly damage. Hunter Claims documents every detail and fights for a fair settlement to help you recover and restore your property.

Get Help with your Theft or Vandalism Claim from Trusted Public Adjusters

Experiencing theft or vandalism is stressful and frustrating. You want your property restored – and your insurance claim handled properly. Hunter Claims’ public adjusters simplify the process, thoroughly documenting your loss and working to ensure you receive the settlement you deserve.

The Hidden Impact of Theft & Vandalism

Break-ins and vandalism can leave obvious damage – broken doors, shattered windows, and missing property – as well as hidden losses that may be overlooked. These images highlight the lasting effects of theft and vandalism, showing why expert representation from Hunter Claims is crucial to secure a full and fair insurance settlement.

Tips for Submitting Theft or Vandalism Insurance Claims

Filing a theft or vandalism claim can feel overwhelming. Keep your claim moving smoothly with these steps:

Always file a police report and request an official copy.

Provide a detailed list of stolen or damaged items (update if needed).

Collect proof of ownership such as receipts, photos, appraisals, or credit card statements.

Document all communication with your insurance company.

Review your policy carefully to understand coverage limits or exclusions.

Questions You Need To Answer

Insurance companies are often (and unsurprisingly) unwilling to provide claimants with a satisfactory settlement. You can expect them to ask you a lot of questions to ensure your claim fits without the borders of their policies in order to justify a settlement. Typical questions that are asked include:

Did a theft/vandalism actually occur?

Did the policyholder actually own or possess the item(s) being claimed stolen, and, if so, can proof be provided?

What is the value of the item(s) being claimed?

Was there any related property damage, such as broken windows, doors, locks or equipment related to the theft or vandalism?

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Frequently Asked Questions

What documentation will I need for my claim?

A police report is essential. Along with that, provide receipts, photos, videos, appraisals, or credit card statements to prove ownership and value of stolen or damaged property.

What if I don’t have receipts or proof of ownership?

Insurance companies may request an Examination Under Oath (EUO) and financial documentation to confirm ownership. In some cases, tax returns or appraisals may be required. Hunter Claims can guide you through this process.

Are there coverage limits for stolen or vandalized property?

Yes. Many policies have limits or exclusions for certain items, such as jewelry, collectibles, or electronics. These may require additional coverage, often through an inland marine floater policy.

Why should I hire a public adjuster for theft or vandalism claims?

Insurance companies may undervalue or deny claims without sufficient documentation. Hunter Claims ensures all damage and losses are properly documented, prepares a strong claim package, and negotiates on your behalf to secure the settlement you deserve.

FREE Damage
Evaluation

Call us for a FREE claim inspection: 813-774-7634

We also provide pre-loss and disaster planning for commercial properties, HOAs, and contractors across Florida.

 Email: inquiries@hunterclaims.com