Residential Claims

At Hunter Claims, we know your home is more than just property, it’s where your life happens. When disaster strikes, our expert adjusters make sure your residential insurance claim is handled with care, speed, and accuracy.

Why Residential Claims Matter

Your home is one of your most valuable assets and protecting it should be simple. But when disaster strikes, the claims process can be anything but easy. Insurance companies often undervalue damages or delay payments, leaving families stressed, vulnerable, and unsure of their next steps.

How Hunter Claims Helps You:

We uncover all damages, even those insurers often miss.

We interpret your policy so you know exactly what you’re entitled to.

We negotiate directly with the insurer to maximize your payout.

We handle all the paperwork and communication, saving you time and stress.

We fight for a fair settlement, so you can restore your home and peace of mind.

See the Reality of Home Damage

Disasters strike when you least expect them fires, floods, storms, and structural damages can leave your home unrecognizable. These real-life images show the devastating impact of property damage and why it’s critical to have an expert fighting for your claim. Hunter Claims ensures you’re never left alone to deal with this chaos.

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Our Proven 5-Step Residential Claims Process

We make the claims process simple and stress-free. From inspection to final settlement, our 5-step approach ensures your home gets the coverage and payout it truly deserves.

1. Free Inspection & Damage Assessment

We begin with a detailed inspection of your property to identify all visible and hidden damages, ensuring nothing is overlooked in your claim.

2. Policy Review

Our experts carefully review your insurance policy to explain what’s covered and uncover hidden benefits you may not realize you’re entitled to.

3. Claim Filing & Documentation

We prepare and submit all necessary paperwork, backed with professional documentation and evidence, while managing communication with your insurer.

4. Negotiation with the Insurance Company

We use our experience and knowledge of policy language to push back against low offers and fight for a fair, maximum settlement.

5. Settlement & Recovery

Once your claim is approved, we make sure your payout is delivered quickly and accurately, so you can focus on restoring your home and peace of mind.

Frequently Asked Questions

What types of damages are covered under residential claims?

Residential claims typically cover damages caused by fire, smoke, water leaks, storm damage, theft, vandalism, and in some cases structural issues like sinkholes. Coverage depends on your policy, and we review it to ensure nothing is overlooked.

My insurance company already sent an adjuster. Why do I need Hunter Claims?

Insurance adjusters work for the insurance company, not you. Our licensed public adjusters work on your behalf to make sure damages are not underestimated and that you receive the maximum settlement possible.

Can you help if my claim was already denied?

Yes. Many denied claims can be reopened and appealed. We review the denial, gather stronger documentation, and fight to get your claim reconsidered.

How long does the residential claim process usually take?

Timelines vary based on the type of damage and insurance company, but most residential claims are resolved within 30 – 60 days. Complex claims may take longer, but our team works diligently to speed things up.

Do you charge upfront fees for residential claims?

No. We work on a contingency basis, which means we only get paid when you receive your settlement.

What should I do immediately after damage occurs in my home?

First, make sure everyone is safe. Then, document the damage with photos and videos, prevent further damage if possible, and contact Hunter Claims for a free claim review before dealing with your insurer.

How much more can I expect to recover with a public adjuster’s help?

While every case is different, homeowners typically receive significantly higher settlements with professional representation, sometimes 30–70% more than the insurer’s initial offer.

FREE Damage
Evaluation

Call us for a FREE claim inspection: 813-774-7634

We also provide pre-loss and disaster planning for commercial properties, HOAs, and contractors across Florida.

 Email: inquiries@hunterclaims.com