Flood
Floods can overwhelm homes and businesses in an instant, leaving behind widespread damage and costly repairs. Hunter Claims stands by your side to handle the claims process and fight for the settlement you need to recover and rebuild.
Get Help With Your Flood Damage Claim from Experienced Adjusters
Flooding can turn your dream home or business into a nightmare in just a matter of hours. From ruined foundations to damaged interiors and belongings, the financial toll of a flood can be overwhelming. While flood insurance is meant to protect you, many policyholders find themselves battling delays, low offers, or even outright denials from their insurance providers.
At Hunter Claims, we take that burden off your shoulders. Our skilled public adjusters use advanced tools and proven methods to uncover the full scope of your flood damage, ensuring no detail is overlooked. We prepare and present a comprehensive claim package so your insurer pays what you’re truly owed—not what they prefer to pay.
The Lasting Impact of Flood Damage
Floods don’t just soak walls and floors, they disrupt lives, destroy memories, and leave behind costly repairs. These images reveal the true toll of flood disasters and why having Hunter Claims on your side is essential to securing a fair settlement.
Tips For Submitting Flood damage Insurance Claims
Flood damage can be overwhelming, and insurance companies often delay or undervalue claims. To keep your claim on track, follow these steps:
What Happens When You Submit a Flood Damage Insurance Claim?
Your coverage provider will send out an insurance adjuster to inspect your property, review the damage, and ask questions about the damage and condition of the property before the flood occurred. The adjuster will be working behind-the-scenes to determine if you are covered under your flood insurance. They may need to access your property or wait until it is safe for them do so.
After that, your insurance company may issue a settlement based on how they interpret the damages, but remember, the adjuster will be working on behalf of the Insurance company.
If you are receiving resistance from your insurance company in the form of delays, undervalued responses, or even a denial, contact our experienced adjusters at hunterclaims.com
Don’t Let Insurance Companies Undervalue Your Loss
Let Hunter Claims fight for your maximum hurricane settlement.
Frequently Asked Questions
How soon should I file a flood damage claim after a disaster?
You should file your claim as soon as possible. Delays can give insurance companies a reason to deny or undervalue your claim. The sooner you report, the sooner an adjuster can be assigned.
Insurance adjusters work for the insurance company not for you. Their goal is often to minimize the settlement. That’s why many homeowners hire public adjusters like Hunter Claims to ensure their losses are fully documented and fairly represented.
Take clear photos of all damages, including water levels inside and outside your home, discarded items, and structural damage. Create a detailed list of lost items with purchase dates, values, and receipts whenever possible.
If your provider delays, offers less than the true value, or denies your claim, you have the right to challenge their decision. A public adjuster can help negotiate and provide the proper documentation to support your claim.
Flood damage claims can take weeks or even months. If your claim hasn’t been settled within 45 days, you should request a written explanation from your insurance company or contact a public adjuster for assistance.
Flood policies may cover structure and certain contents, but coverage depends on your specific policy. Reviewing your policy details or having a professional review them, ensures you know exactly what’s included.
FREE Damage
Evaluation
Call us for a FREE claim inspection: 813-774-7634
We also provide pre-loss and disaster planning for commercial properties, HOAs, and contractors across Florida.

Email: inquiries@hunterclaims.com