Cyber Security

A cyberattack can disrupt business operations, compromise sensitive data, and cause significant financial loss. Hunter Claims’ public adjusters analyze your policy, document the full scope of damages, and fight to secure the settlement you need to recover, protect your assets, and restore confidence in your business.

Get Help With Your Cyber Security Claim from Experienced Adjusters

Cyber security claims are among the most challenging insurance cases to navigate. Insurance carriers may question the source of the breach, limit coverage for certain losses, or undervalue the true financial impact of an attack. At Hunter Claims, our public adjusters carefully review your policy, document every aspect of the loss, and negotiate aggressively to protect your business.

Whether the cyber incident involves data breaches, ransomware, phishing scams, identity theft, or business interruption, our team has the knowledge and expertise to ensure your claim is handled properly and your settlement reflects the full scope of damages.

Real Threats. Real Consequences.

Cyberattacks don’t just disrupt systems they compromise data, damage reputations, and cause financial losses that can cripple a business. These images highlight the real impact of cyber incidents and why securing the right insurance settlement is essential for recovery.

Tips for Filing Cyber Security Insurance Claims

Review Your Policy Coverage – Request a certified copy of your cyber insurance policy to understand what’s included (data breaches, ransomware, business interruption, liability, etc.).

Document the Incident Immediately – Record when and how the cyberattack occurred, and save all error messages, ransom notes, or suspicious communications.

Engage Cybersecurity Professionals – Independent forensic reports and IT assessments strengthen your claim.

Track All Expenses – Keep detailed records of costs related to data recovery, legal fees, lost revenue, and reputation management.

Maintain Communication Logs – Document every email, call, and request from your insurance company.

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Frequently Asked Questions

What is covered under a cyber security insurance claim?

Coverage varies by policy, but many cyber insurance policies cover data breaches, ransomware attacks, phishing scams, identity theft, business interruption, legal expenses, and even regulatory fines. At Hunter Claims, we review your policy to make sure every possible coverage is utilized.

What should I do immediately after a cyberattack?

First, secure your systems to prevent further damage. Preserve digital evidence, document the incident, and notify any affected parties if required by law. Then, contact Hunter Claims so we can help you properly file your claim and avoid common mistakes that insurers use to deny coverage.

How can a public adjuster help with cyber claims?

Insurance companies often undervalue cyber losses because the impact is harder to calculate than physical damage. Our adjusters document every financial loss—from data recovery and legal fees to lost revenue and reputation damage and negotiate with your insurer to maximize your settlement.

Can my insurance company deny my cyber security claim?

Yes, insurers may attempt to deny claims by saying the breach was due to inadequate security measures, employee error, or an uncovered type of attack. We fight back by presenting evidence, leveraging policy language, and pushing for a fair settlement.

Are small businesses at risk of cyberattacks?

Absolutely. In fact, small and mid-sized businesses are frequent targets because attackers know they often lack strong defenses. A cyberattack can be financially devastating, which makes proper insurance coverage and expert claims handling critical.

How long does it take to settle a cyber security insurance claim?

It depends on the complexity of the breach and the insurer’s response. Some claims can be resolved in weeks, while others take months. Hunter Claims works proactively to keep the process moving and prevent unnecessary delays.

Do I still need a public adjuster if my insurance company has already assigned their adjuster?

Yes. The insurer’s adjuster works to minimize their company’s payout. Our public adjusters work exclusively for you, ensuring that hidden costs, long-term business interruption, and all eligible coverages are fully accounted for in your settlement.

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 Email: inquiries@hunterclaims.com