Commercial Claims

At Hunter Claims, we understand that your business is more than a building it’s your livelihood. When disaster disrupts your operations, our experienced adjusters step in to handle your commercial insurance claim with precision, urgency, and expertise so you can focus on rebuilding and getting back to business.

Our Commercial Claim Adjusting Process

As Licensed Public Insurance Adjusters, we investigate the loss and the scope of damage to commercial properties. We prepare a proper estimate to determine what repairs are needed, complete any and all necessary documentation and paperwork that are required by the policy as well as any other documents requested by the insurance carrier, like a Proof of Loss.

How Hunter Claims Helps You:

Ensuring fair settlements so you can focus on rebuilding, not fighting your insurer.

Guiding homeowners through every step of the claims process with trust and expertise.

From start to finish, we work to restore your home and your peace of mind.

Protecting policyholders by maximizing residential claim outcomes.

Your advocate in turning losses into full and fair recoveries.

The True Impact of Business Property Damage

Fires, storms, and other disasters don’t just damage buildings they disrupt operations, halt revenue, and put livelihoods at risk. These images highlight the real consequences of commercial property damage and why having Hunter Claims on your side is essential. We fight to protect your business, minimize downtime, and secure the settlement you deserve.

Our Proven 5-Step Commercial Claims Process

We simplify the complex world of commercial insurance claims. From detailed inspections to final settlement, our 5-step process ensures your business receives the maximum payout it deserves, helping you recover faster and get back to serving your customers.

1. Comprehensive Loss Evaluation

We conduct a full investigation of the property, assessing both structural and business-related damages to capture the true scope of loss.

2. Policy & Coverage Analysis

Our adjusters analyze complex commercial insurance policies to identify coverage opportunities and ensure no benefits are left untapped.

3. Detailed Claim Preparation

We compile accurate repair estimates, business interruption calculations, and all required documentation to present a strong, well-supported claim.

4. Representation in Carrier Inquiries

Whether it’s an Examination Under Oath, recorded statement, or additional requests, we prepare and guide you through the process to protect your interests.

5. Skilled Negotiation & Settlement

We advocate aggressively for the full value of your commercial claim, ensuring timely payment so you can restore operations and minimize business disruption.

Frequently Asked Questions

What types of commercial properties do you handle claims for?

We represent a wide range of commercial properties, including office buildings, retail spaces, apartment complexes, warehouses, restaurants, and industrial facilities.

How is a commercial insurance claim different from a residential claim?

Commercial claims are often more complex and involve higher settlement amounts. They may also include business interruption losses, making proper documentation and negotiation critical.

Why should I hire a public adjuster for my business claim?

Insurance companies have adjusters working for their best interests you need someone fighting for yours. A public adjuster ensures your claim is properly documented, valued, and negotiated to maximize your recovery.

What damages are typically covered in a commercial property insurance claim?

Coverage usually includes structural damage, equipment and inventory loss, tenant improvements, and business interruption. The exact coverage depends on your policy terms.

Can you help with business interruption claims and lost income?

Yes. We calculate your business interruption losses, including lost income and extra expenses, to ensure you are compensated fairly under your policy.

What happens if my insurance company delays or underpays my claim?

We step in to challenge delays and underpayments by negotiating directly with the carrier and presenting strong evidence to support the true value of your claim.

Do you assist with denied or underpaid commercial claims?

Absolutely. We regularly help business owners reopen denied or underpaid claims to pursue the fair settlement they should have received initially.

FREE Damage
Evaluation

Call us for a FREE claim inspection: 813-774-7634

We also provide pre-loss and disaster planning for commercial properties, HOAs, and contractors across Florida.

 Email: inquiries@hunterclaims.com