Collapse
A building or home collapse can be devastating leaving behind unsafe conditions, costly damage, and major financial strain. Hunter Claims’ public adjusters carefully document every detail, analyze your insurance policy, and fight to ensure you receive the settlement you deserve to rebuild and restore.
Get Help With Your Collapse Claim from Experienced Adjusters
Collapse claims are some of the most complex insurance cases. Insurance companies may argue over the cause of the collapse, deny coverage, or try to minimize your settlement. At Hunter Claims, our public adjusters thoroughly investigate your loss, document every detail, and negotiate aggressively on your behalf.
Whether the collapse is due to construction defects, heavy winds, flooding, soil issues, or hidden structural weaknesses, we have the expertise to ensure your claim is taken seriously and settled fairly.
The Hidden Impact of Collapse
A collapse doesn’t just cause visible destruction, it can create hidden damage that affects structural integrity, safety, and long-term use of your property. Our team ensures every loss is identified and accounted for them.
Tips for Submitting a Collapse Insurance Claim
Filing a collapse-related claim can feel daunting. Keep your claim on track with these important steps:
Don’t Let Insurance Companies Undervalue Your Loss
Let Hunter Claims fight for your maximum hurricane settlement.
Frequently Asked Questions
What does “collapse” mean in insurance terms?
In most policies, a collapse refers to a sudden and unexpected falling down or caving in of a building or part of a structure. Insurance companies often debate whether damage qualifies as a true collapse, which is why professional representation is so important.
Not always. Some policies limit coverage to sudden events, while excluding gradual wear and tear, poor maintenance, or construction defects. At Hunter Claims, we carefully analyze your policy to determine what is covered and fight to maximize your settlement.
Safety comes first evacuate the area if needed and contact local authorities. Then, document the damage with photos and videos, and avoid making permanent repairs until your losses are fully inspected. Contact a public adjuster as early as possible to protect your rights.
We provide a full-service approach: inspecting and documenting your loss, reviewing your policy, filing or reopening your claim, negotiating with your insurer, and pursuing the maximum settlement you deserve. Our team manages the process so you can focus on recovery.
Insurance companies often use “lack of maintenance” as a reason to deny claims. However, many collapses are the result of hidden structural issues or sudden events. Our adjusters gather the evidence needed to dispute unfair denials and push back against undervalued offers.
Timelines vary depending on the complexity of the collapse, the insurer’s responsiveness, and the documentation required. With Hunter Claims handling negotiations, we work to keep your claim moving forward and resolved as quickly as possible.
Yes. The insurance company’s adjuster works to protect the insurer’s interests not yours. By hiring Hunter Claims, you gain an advocate who works exclusively for you, ensuring all damages are properly accounted for and your settlement is fair.
FREE Damage
Evaluation
Call us for a FREE claim inspection: 813-774-7634
We also provide pre-loss and disaster planning for commercial properties, HOAs, and contractors across Florida.
Email: inquiries@hunterclaims.com