Business Interruptions

When unexpected disasters halt your operations, every day of downtime costs you money. Hunter Claims fights to recover lost income, cover extra expenses, and secure the settlement you need to get your business back on track.

Why Business Interruption Claims Matter

When disaster strikes your business, the impact goes far beyond physical property damage. Lost revenue, unpaid expenses, and interrupted operations can bring everything to a halt. While property insurance covers repairs to buildings and equipment, it doesn’t always cover the financial losses that come when your business can’t operate. That’s where Business Interruption Insurance comes in.

How Hunter Claims Helps You:

Revenue – We ensure all lost income during downtime is properly calculated and included in your claim.

Rent or Lease Payments – Even when business is paused, your lease obligations continue, we make sure they’re covered.

Relocation – If you need to move temporarily, we document and claim those additional costs.

Employee Wages – Protecting your team matters; we fight to have payroll covered so you don’t lose key staff.

Loan Payments – We help recover ongoing financial obligations that don’t stop after a disaster.

Losses from Restricted Access – If damage prevents access to your building, we make sure those losses are compensated.

The Cost of Business Interruption

When disaster forces your business to close, every day means lost revenue and mounting expenses. Hunter Claims fights to recover your income and get you back in operation faster.

Our Proven Business Claims Process

We handle every detail of your business insurance claim from inspection to settlement, so you can focus on running your company. Our streamlined 4-step approach ensures your claim is properly prepared, documented, and negotiated for maximum recovery.

1. Inspection & Damage Assessment

We begin with a thorough inspection of your business property to identify all physical and financial losses, ensuring no detail is missed.

2. Valuation & Documentation

Our experts prepare a detailed valuation of damages, lost income, and expenses. We gather all required documentation and evidence to present a clear, accurate claim to your insurer.

3. Negotiation with the Insurance Company

We handle all communication and use our expertise in policy language and industry standards to push back against delays, denials, or low settlement offers.

4. Settlement & Recovery

Once your claim is approved, we ensure you receive a fair settlement quickly so you can restore operations and return your business to normal.

Frequently Asked Questions

What is Business Interruption Insurance?

Business Interruption Insurance (also known as Business Income Insurance) helps cover lost income and extra expenses if your business is forced to close temporarily due to property damage caused by events like fire, flood, storm, or other covered disasters.

What does Business Interruption Insurance typically cover?

It usually covers:
Lost revenue
Rent or lease payments
Employee wages
Loan payments
Relocation costs
Extra expenses caused by damage that prevents access to your building

Does Business Interruption Insurance cover partial shutdowns?

Yes, in many cases. If your business operations are reduced or restricted due to property damage (even if not fully shut down), you may still be entitled to compensation for lost income.

How long does coverage last?

Most policies include a “restoration period,” which is the timeframe your insurer will cover lost income and expenses. This period typically lasts until repairs are completed, but policies vary some may include waiting periods or specific time limits.

How can Hunter Claims help with my Business Interruption claim?

We handle everything from reviewing your policy, documenting your financial losses, and preparing your claim, to negotiating directly with the insurance company. Our job is to protect your interests, maximize your settlement, and help you get your business back on track quickly.

FREE Damage
Evaluation

Call us for a FREE claim inspection: 813-774-7634

We also provide pre-loss and disaster planning for commercial properties, HOAs, and contractors across Florida.

 Email: inquiries@hunterclaims.com